What I got right this Christmas:
- Took care not to spend more than would be appreciated on things that would not be appreciated - for example I still bought the traditional selection boxes for my (grown-up) sons but went with Cadbury's instead of my usual Hotel Chocolat. I know (and appreciate) the difference but they don't seem to, or if they do, they don't seem to care.
- Enjoyed the maturing of my 6% M&S Regular Saver just in time for present buying. I need to use a fair chunk of it to pay off the balance on my interest free credit card but there is almost £700 left over. I don't suppose M&S knew they were running my Christmas Club for me. I won't be setting up another for next year as the credit card is almost through its interest free period so I'll be paying it off in full each month rather than saving the money and taking the interest, but it turned out very handy this year both for the interest (around £94 ) and the extra savings I gathered painlessly along the way.
- Made a present pledge with my husband to spend no more than £50 and kept it. Time will tell if he did too, but there are only two small parcels under the tree so I'm hopeful. Last year we spent far too much on things that have only been used a few times (an expensive food mixer and electronic cheese grater I bought spring to mind).
- Messed up my Secret Santa gift buying for work as I had a crisis of conscience and decided I really couldn't give the first item I bought and so ended up buying another. I'm very annoyed with myself about this. I can't even re-use the first one as there is absolutely no-one I can give it to.
- Got clobbered (again) by Christmas clobber. This happens every year, the "seduced by the sparkly Christmas party dress" syndrome. I always intend to wear something I already have and add some new accessories etc but I get into the shops and all my good intentions go to pot. I bought an expensive, sparkly outfit that I will probably get to wear once more and which will then find its way to the back of the wardrobe with all the rest of the glitter. But next year will be different ...
- Paid through the nose for my Ocado delivery. My delivery this week will cost £9.99!! And to add insult to injury it is all stuff that I could have ordered last week and made use of the free delivery that comes with my SmartPass. The list includes essentials so it can't be left till after the festivities - notably 6 bottles of Cava for the family Boxing Day get together (on offer so I clawed a bit back there).
Next year I hope to do better. The key, as usual, is planning.
But for now I'm just going to enjoy the festivities, food, family and friends. I hope you do the same.
A Very Happy Christmas to Everyone
"Peace on Earth, Goodwill to Men"