Wednesday, 31 December 2014
December 2014 Update
December's update is here.
The running total for my savings and investments for the year is over £19,000 which feels like something of an achievement. :-) (Although some of this is down to the fact that I now know exactly what we've got whereas previously the figures were quite hazy). Let's hope 2015 goes just as well.
Next year I intend to try to spilt out my pensions from my ISA and record them separately. They have very different purposes and time scales, so I'm coming to realise that it isn't helpful to combine them for asset allocation purposes.
All in all I'm very pleased with how things have gone since March when I first started to actively manage my savings and investments with the goal of joining my husband as soon as possible after he retires in 2015. I have no intention of struggling out to work for another 11 years until my pension becomes payable at 66. Those years are precious and my job is not as satisfying as it once was.
It has been a steep (but enjoyable) learning curve. Our ISAs are finally sitting with a low cost broker where they can be managed easily online, I am now paying into a SIPP to help fund the years before I can access my LGPS pension, we have started to manage our rental property ourselves for a fraction of the cost and well defined targets have been set and a clear asset allocation devised. It has been a very productive year.
I started this blog to record my progress towards early retirement and entertain myself along the way. What I didn't expect was the extra bonus of the support, sympathy and good advice from fellow bloggers and readers along the way. Much appreciated. :-)
I would just like to take this opportunity to say thank you to everyone out there and wish you a very, very Happy New Year.